If you’re involved in a car accident, you probably have lots of questions about how you should proceed. One of those questions may be how you’ll pay for your medical bills.
Read on to learn the answer.
Auto Insurance is Important
According to the Virginia Department of Motor Vehicles (DMV), if you’re a licensed driver in the state of Virginia, you are required to carry the following minimum coverage:
- Bodily injury/death of one person $25,000
- Bodily injury/death of two or more persons $50,000
- Property damage $20,000
Since Virginia drivers are required to carry the aforementioned insurance coverage, no matter who is at fault for the accident, your medical bills should be covered by either your insurance policy or the policy belonging to the person(s) you collided with.
Since Virginia is not a “no-fault” state, that means there will be a percentage of fault assigned to all drivers involved in the accident. If you are assigned a percentage of fault, it is possible for your future insurance premiums to rise as a result.
How to Receive Compensation
When you’re involved in a crash with another driver, it’s crucial that you get their driver’s license, insurance, as well as their vehicle registration information.
After speaking with your attorney, you’ll need to file a claim with your insurance company as well as the other driver’s insurance company so your medical bills can be paid for.
The policy who pays for your medical bills will depend on who is the majority at fault for the accident, as well as the at-fault driver’s policy coverage. If you are determined to be the majority at fault, your insurance policy will likely cover your medical bills. If the other driver is at fault, their insurance policy should cover your medical expenses.
We’re Here to Help
If you need help with your auto insurance accident claim, our attorneys are here for you. Our team has secured compensation for many other people in the past, and we can do the same for you. Don’t hesitate to contact our firm with your case right away.
If you or a loved one is ever involved in a crash, our lawyers at Obenshain Law Group can help you receive the settlement you deserve. Give us a call at (540) 318-7360 or fill out an online contact form.